5 Important Insurance Coverage that may Help Celebrities in Case of Off-Road Vehicle Collision in Vancouver
Vancouver Off-Road Vehicle Collision: Insurance Coverage that may Help Celebrities
Celebrities worldwide like to ride on unique and expensive vehicles like off-road vehicles, and Vancouver is no exception. However, this is not without risks. So it is natural that they should be concerned about protecting themselves with insurance. Many types of insurance coverage in Vancouver, BC, Canada, can help a celebrity in case of an off-road vehicle collision. Suppose you find yourself in an accident with an off-road vehicle in Vancouver. In that case, they should know that a few types of insurance coverage are available to them in which an experienced attorney can guide them through the compensation process.
1. Third-Party Liability Insurance Coverage
Suppose you are at fault for an off-road vehicle collision in Vancouver. In that case, your third-party liability insurance will cover the costs of any property damage or bodily injury to the other party. You will be responsible for these costs out of pocket if you do not have insurance. Additionally, if the other party sues you and the jury awards them damages, your insurance will cover these costs up to your policy limit. For example, if you’re driving an off-road vehicle in Vancouver, you will probably ride through forest service roads.
Consequently, the forest department will require you to have a permit and carry liability insurance on the off-road vehicle. Similarly, if you’re driving your ATV on a highway, you must have an ICBC primary auto operator’s insurance. However, this doesn’t protect you from third-party liability claims made against you by other drivers who suffer injuries from collisions with your off-road vehicle. To obtain this protection, contact your ATV accident lawyer for information about buying additional Third Party Liability coverage for off-road vehicles.
2. Walk Away Total Loss Protection Insurance Coverage
The walkaway total loss insurance coverage protects celebrities if their off-road vehicle suffers destruction in a collision. It can help cover the cost of a replacement vehicle and any other out-of-pocket expenses. The coverage is essential for celebrities who rely on their off-road vehicles for work, transportation to farms, or even just for trips to the grocery store. It will also include roadside assistance, car rental coverage, and additional driving lessons if necessary.
That way, if you’re involved in an accident and the insurance declares your vehicle is in a total loss condition, you can quickly get back behind the wheel. If you are one of those individuals who need your ride for transportation to jobs, farms, or grocery stores, then this policy could be perfect for you! However, having an experienced ATV lawyer is handy when collecting rightful damages following an accident, probably due to another party’s negligence.
3. Off-Road Vehicle Maintenance Insurance
Many different types of insurance can help ATV fanatics in the event of an off-road vehicle collision. Such as with medical insurance. That type of insurance can help cover the cost of medical bills incurred due to the crash. Additionally, it can also help cover the cost of any rehabilitation that may be necessary.
That way, you can be confident knowing that you can meet all your medical expenses with ease, concentrate on getting better, and be on your feet again. It would help if you spoke with your ATV accident lawyer about the best solution that meets your needs in case of an accident
4. New Vehicle Protection
If you are a celebrity in Vancouver and drive an off-road vehicle, it is crucial to have the right insurance coverage in case of an accident. New Vehicle Protection can help protect your new vehicle from damages caused by other drivers or if another car hits your off-road vehicle.
The new vehicle replacement plus (NVR+) is an excellent option for anyone who has spent a considerable amount on their new off-road vehicle. NVR+ will provide a higher amount for repairs with original parts from the manufacturer. That could be enough to replace the most expensive models available today.
5. Rental Vehicle Coverage Package
Rental coverage is essential for anyone, especially for celebrities who often travel. That type of insurance can help protect you and your rental car from any accidents during the rental period, including collisions with other vehicles on the road or damage to property. For example, if a celebrity rented a car in Vancouver and were involved in an accident while driving in British Columbia or Washington State, the rental company’s liability would be covered by its policy and under this package.
The package includes third-party liability, enhanced accident benefits, loss of use coverage, and more. Suppose you are a celebrity driver who rents a vehicle in Canada and gets into an accident with another car on the road or damages someone else’s property in BC or WA state. In that case, the rental company will provide their standard collision protection and many more protections that come with renting a vehicle, such as roadside assistance and personal effects coverage. Your ATV accident attorney will come in handy when determining coverage limits and what types of injuries apply if you need medical attention.
Conclusion
Accidents involving off-road vehicles always carry inherent risks, so you must protect yourself financially and legally before you head out onto the trails. Though everyone hopes they will never be in an off-road vehicle collision, knowing which insurance coverage could help you if you are is essential. For celebrities in Vancouver, some critical insurance coverage is personal injury protection, medical payments, new vehicle protection coverage, and more. With these types of coverage, you can rest a little easier knowing that you and your wallet will have a shoulder to lean on in an off-road vehicle collision. However, having an experienced and reliable ATV attorney is critical for achieving the best results with a free consultation to assist you in obtaining the best compensation possible.
